Conclusion
Sustained commitment to uplifting and investing in CDFIs and the Black, Latinx, and Indigenous small business owners they support requires a long view in funding that considers the whole community’s health and the cost to our entire U.S. economy. Patient reasonably priced capital is essential. Time for solutions to work and community dynamics to change, with transformative, patient investments, gives CDFIs the capacity to pilot, take risks, inform, innovate, and impact.