New research reveals that nearly 71% of Americans are Financially Vulnerable or Coping, meaning they may struggle to meet expenses, have little to no emergency savings, and burdensome levels of debt. With rising costs and inflation and the unwinding of pandemic-era benefits, many are seeing a decline in the four pillars of financial health: Spend, Save, Borrow, and Plan.

Since 2018, the Financial Health Network has released the Financial Health Pulse® – U.S. Trends Report, providing an annual look at consumer financial health in the United States. Funded by the Citi Foundation and the Principal Foundation, the report combines survey and administrative data to offer actionable insights about the financial lives of Americans.

Please join AFN and the Financial Health Network on November 14, 2023 at 1 p.m. ET for a collaborative presentation highlighting the findings from the Pulse 2023 U.S. Trends Report including:

● An analysis of the most current Pulse data to uncover financial health trends from pre-pandemic to present day
● Examining ways in which Americans are weathering day to day economic shocks, particularly within vulnerable communities and among      disadvantaged groups
● Exploring which emergency systems or immediate needs should be addressed to build a more economically viable population
● Responsive strategies for the nonprofit sector and philanthropy to support the financial health of consumers


Kennan Cepa, Financial Health Network
Wanjira Chege, Financial Health Network
Jo Christine Miles, Principal Foundation and Principal Community Relations
Kristen Scheyder, Citi Foundation

Speaker Bios