First-time business owner Magin Schantz runs a community art center and daycare facility in Queens, New York. Inspired to create a space that would not only have a lasting impact on an underserved community, but also turn a profit, Magin had the idea for Supermoon Art Space – a place where neighbors from different backgrounds could deepen their bonds through art-making and collaboration.

But in 2017, when she set out to launch her business, she realized one major roadblock: very few traditional lenders would give money to start-ups like hers.