Event Resources


Thursday, November 16, 2017 8:30 a.m. – Registration, Coffee & Networking 9:00 a.m. – Issue Forum 11:15 a.m. – Program Concludes

About the Event

With all of the attention on the “gig economy” and the future of work in the U.S., income volatility – the idea that workers today are not only seeing their wages stagnate, but also fluctuate more than ever before – is now widely viewed as a key component of financial security. San Antonio area participants joined AFN on Thursday, November 16 for an important conversation about the impact of income volatility on working families in the San Antonio Area.

Income volatility seems to hit younger, single-parent families of color harder than others. And while, perhaps predictably, volatility makes it harder to manage cash flows and can trigger demand for high-cost financial credit products, it also seems to have serious downstream effects on the health and education outcomes of children. Essentially, income volatility undermines every investment in education, public health, and economic development, chipping away at what would otherwise be positive returns.

How is income volatility impacting workers in the San Antonio Area, and what are the implications for the region? What are potential sector based solutions? These important issues and interventions that can make a difference for San Antonio Area families were explored in this Forum.


  • Joanna Smith-Ramani, EPIC at The Aspen Institute
  • Lauren Gates, RAISE Texas.
  • Garrett Groves, Center for Public Policy Priorities
  • Adria Schmidt, Neighborhood Trust Financial Partners
  • Melody Woosley, Human Services Department, City of San Antonio
  • Kimberly Arispe, Family Service Association

Who Attended

Grantmakers, nonprofit service providers, employers and policy makers – anyone interested in improving the lives of working families

Link to event.