Dave alerts consumers ahead of an upcoming overdraft and can instantly advance up to $75 at 0% interest to prevent overdraft fees. Point is an alternative to traditional home equity loans and home equity lines of credit.

These catchy-named financial services organizations are among eight recognized for their fresh solutions to help Americans improve their financial health. They are lighting the path forward, using technology to boost the financial health of overlooked populations.

Financial Solutions Lab (FinLab) announced these winners of its third competition, which focused on technology breakthroughs that move the dial on financial health for underserved populations such as people of color, low income women, aging Americans, and individuals with disabilities.

FinLab was created by two of AFN’s active members: the Center for Financial Services Innovation (CFSI) and JPMorgan Chase & Co. Each winner receives $250,000 in capital and additional resources, including mentorship and expertise by CFSI and JPMorgan Chase executives, to test, enhance, and scale their products.

The competition is one answer to the dire need: 57 percent of Americans—some 138 million adults—have difficulty managing their daily financial lives, establishing a cushion for financial resilience, and positioning themselves for financial security and mobility.