Is college worth it?  What can philanthropy do to increase wealth and college success?  How can we move toward more equal opportunities for future generations with today’s existing inequalities?

These questions were explored during AFN’s Expert Insights briefing on new insights on education and wealth with Ray Boshara, Senior Advisor and Director for Center for Household Financial Stability at The Federal Reserve Bank of St. Louis. Ray shared a high-level historical and current overview of how wealth predicts education, and education predicts wealth, and actionable insights to improve wealth and college success.

Thank you to our presenters Ray Boshara & Lowell Ricketts, Center for Household Financial Stability, The Federal Reserve Bank of St. Louis.

Resources mentioned during the presentation:

  • Scott-Clayton, Judith. “What accounts for gaps in student loan default, and what happens after.” Evidence Speaks Reports, June 21, 2018, Vol. 2, No. 57. Link.
  • Cellini, Stephanie Riegg; and Turner, Nicholas. “Gainfully Employed? Assessing the Employment and Earnings of For-Profit College Students Using Administrative Data.” NBER Working Paper No. 22287, January 2018. Link
  • Elliott, William; Song, Hyun-a; Nam Ilsung. “Small-dollar children’s savings accounts and children’s college outcomes by income level.” Children and Youth Services Review. March 2013, Volume 35, Issue 3, pp. 560-71. Link.
  • SEED for Oklahoma Kids (SEED OK), Center for Social Development, Washington University in St. Louis. Link.
  • Josh Mitchell. “Does Free College Work? Kalamazoo Offers Some Answers.” The Wall Street Journal, June 28, 2019. Link.


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About the Expert Insights series: Get the headlines here! We know how difficult it is to keep up with the research related to the asset-building field. Our quarterly Expert Insights makes it easy by bringing you the latest trends and implications in a short, conversational webinar that is less than an hour. Designed with funders in mind, our Expert Insights is open to all audiences.